From Our Family to Yours

Custom Tailored Insurance

We provide trusted services to protect what matters most to you.

Get a Quote

Serving Birmingham for 80 years.

Your comprehensive Birmingham, Alabama Insurance Agent, O.M. Hughes Insurance. has proudly served Birmingham, Alabama and the surrounding communities for over 65 years. We are an insurance agency that sincerely enjoys developing strong relationships with our clients. Our approach ensures that we continually work with our customers to evaluate their risks and exposures which allows us to provide specifically designed insurance solutions to best meet their needs.

The right coverage to fit your needs.

We work with the best insurance carriers to get the right coverage for you.
AdobeStock_165278903-1280x854

Business Insurance

Our team has access to multiple companies and a commitment to quality service; enabling us to offer our clients competitive pricing, a broad choice of products and unparalleled advocacy.


  • Real Estate Investment
  • Inland Marine
  • Directors & Officers Liability
  • Umbrella & Excess Liability
  • Employment Practices Liability
  • Professional Liability
  • Business Auto
  • Business Property
  • Cyber
  • General Liability

AdobeStock_563419577-1280x852

Professional Insurance

By working with a wide range of reputable carriers and focusing on tailored support, we offer clients competitive pricing, personalized coverage options and dependable guidance for protecting what matters most.


  • Umbrella
  • Rental Dwelling
  • Mobile Home
  • Flood
  • Renters
  • Condo
  • Homeowners
  • Auto

Life-insurance1

Life & Health

Through strong relationships with leading insurers and a commitment to attentive service, we help clients secure affordable plans, thoughtful protection choices and confidence in their long‑term wellbeing.


  • Content partitioning
  • Hierarchical teams
  • Single sign-on
  • Social permissions
  • Additional domains
  • Email send frequency cap
  • Calculated properties
  • CMS membership
  • Filtered analytics view

The Power of Legacy

Protecting your livelihood is a top priority and in an ever-changing world, collective strength matters. Legacy Risk Solutions is an established, independent insurance agency that empowers our local agency partners with a platform to offer more robust services to their clients.

Our agency alliance model allows smaller agencies to access additional resources in a way that ultimately gives you the best insurance solutions for your unique protection needs at competitive rates, while still maintaining the personal touch you value in a local agent.

Legacy Risk Solutions strives to protect and support each policy holder in what matters most to them today and in the future.

Screenshot_20-1-2026_113917_new.express.adobe.com

P: 205.956.4500
F: 205.956.5536

300 Union Hill Drive
Suite 300
Birmingham, AL 35209

Pay My Bill
Get a Quote
About
File a Claim

Life & Health
Personal Insurance
Business Insurance

© 2026 O.M. Hughes Insurance. All Rights Reserved. | Privacy Policy

O.M. Hughes Insurance is a member of Legacy Risk Solutions, LLC, a network of Independent Insurance Agencies throughout the Southeast who strives to protect and support each policyholder in what matters most to them today, and in the future.